Using www.TicorOnline.com and not sure how to reset your password? Here you go.. also this will reset the password for #Ticor #Elite mobile app! Incredible tool and this will help tremendously if you forgot to reset your password in time! #TTG #GameOn
Reminders: TicorOnline /Elite are powerful tools!
Property Data
Tax Information
Supplemental Information
Walking Farms
Turn-Over Ratios
Lead Data
And so much more... If you would like a run through or a refresher on this tool or others, reach out to us and lets schedule the time!
When a webcam is used to witness a signature, the document is uploaded into a secure online system the notary provides and ensures it is in compliance with their state law. Both the signer and the notary log in and view the document simultaneously on their respective computer monitors.
The signer electronically signs the document by clicking a "Sign Here" button or similar button, and the signer verbally acknowledges his intent to sign the document to the notary.
Next, the notary countersigns the document by clicking a similar "Notarize Here" button. When the notary clicks the button, the notary's commission information, including the notary's full name, date of commission expiration and commission number, is affixed to the document along with the notary's electronic signature.
The electronic signature of the notary and the signer would appear as a "script font," much like this example:
Jane Doe
The law requires both the signer's signature and the notary's signature and commission information be affixed to the electronic document using tamper–evident technology. Any attempt to modify the document after notarization would be detectable to anyone viewing the document. This tamper–evident technology would prevent fraudulent alteration of the document.
The notary must maintain a copy of the recording of the video and audio conference and a notation of the type of any other identification used for five years.
To ensure remote electronic signing is more reliable and resistant to fraud and manipulation than traditional notarization, the remote notary must confirm the identity of the signer by using one of three methods:
Personal knowledge;
Reliance on prior in–person identity proofing by a trusted third party which is confirmed electronically with independent database checks; or,
Reliance on the signer's use of a digital certificate authenticated either by a biometric or a high–security Personal Identity Verification (PIV) card (used by government employees and contractors).
Although this process may be legal in Florida, Montana and Virginia, it does not mean the Company must insure transactions — which include documents — notarized in this manner. Transactions where the documents have been notarized in this manner or where the principals have asked if they can use a notary via webcam should be referred to Underwriting or National Escrow Administration at settlement@fnf.com for assistance.
This is an Article from an FNF magazine (Lisa Tyler, Editor), and I feel that it is extremely relevant and where or tech is pushing us towards...
It's important that you meet in person with each of the owners of the home to assess the
environment in which you'll be working. There can be great collaboration or high levels of
conflict in which you play the go-between. A real estate agent can contribute to minimizing
the stress involved with the sale by setting each of the parties at ease. It could also be revealed
that this is a transaction in which you prefer not to be involved.
2. REVIEW THE FINAL DIVORCE DECREE
You don't need to—nor would you want to—read the entire document, just the part pertaining
to disposition of the home. Frequently, with everything that has gone on and the high levels of
emotions and anxiety, parties are confused and can give you the wrong information. It's also
helpful to understand the dynamics before you move forward. I did have a situation in which
the court gave the husband complete power to make decisions regarding the home, and all of
the proceeds. The wife was still on title and didn't want the home sold. You can see where this
was headed, and yes, she dragged her feet on everything. It was helpful to anticipate this
possibility before it became a reality. It would have been easier for her to Quit Claim her portion
over to her husband, but her attorney wouldn't agree.
3. MAKE INTRODUCTIONS TO ANY OTHER TEAM MEMBERS
Usually there is a team of advisers in place: attorneys, mediators, financial planners, etc.
You're all working together for the benefit of the client, so it's helpful to have open
communication. You will probably have to take the lead on this one, and it shows your
professionalism. A phone call is usually appreciated by everyone.
4. PROVIDE A LIST OF PROFESSIONAL REFERRALS
Real estate agents can be the first call when a divorce is on the horizon. Usually the
largest asset they own, families want to know the value of the home and their options as
they move forward. It furthers your level of service to have a group of trusted advisers
to offer, and establishes a referral network for your business.
5. CLARIFY THE LINES OF COMMUNICATION
Technology offers an assortment of options and many people are particular about their
preference for communication. If you frequently use email and one of the parties never
checks email, that will present a problem. Be sensitive to a possible generational preference,
and also that sometimes a phone call is needed. A person's voice can convey what a text or
email cannot.
6. SEPARATE BUT EQUAL COMMUNICATION
Yes, sometimes it feels we do twice the work when helping divorcing couples. To avoid
hard feelings and one party feeling you are playing favorites, you must be sure to copy
each person on all communication. Occasionally, one party wants everything copied to
their attorney. Be sure the attorneys are supposed to be in the loop and this has been
clarified. The attorneys I've worked with charge for each email they read, so be sure this
has been cleared with the client.
7. CREATE A REALISTIC TIME LINE FOR COMMUNICATION AND PUT THIS IN YOUR LISTING AGREEMENT
When working with a hesitant seller, one that resides out of town or travels a lot, your
level of frustration can quickly escalate. Gain consensus that 24 hours (or whatever is agreed)
to respond is reasonable and necessary to keep the process moving. When the market
catches fire again, which is starting, buyers won't wait long for an answer. This is a great
way to set the tone for expectations, and you can refer back to it.
8. CONFIRM FINANCIAL RESPONSIBILITIES
Who is going to pay for the repairs to get the house ready for sale? How are the
proceeds divided? I just had a transaction where the sellers were upside down and the
husband's company was going to give him the funds necessary to close. These
particulars are also a good idea to mention in the Listing Agreement. That way there
are no surprises or last-minute negotiations on these costs.
9. YOU'RE A REAL ESTATE AGENT, NOT A THERAPIST
When emotions are running high and people want to vent, don't be the target. When
just starting out, I used to spend hours listening and now I am adept at steering the
conversation back to real estate. Remind them this is not your area of expertise and
refer them to a mental health professional if needed. As always, be sure to offer
multiple contacts
10. DOCUMENT, DOCUMENT, DOCUMENT
It's always important to document for your files, but for these transactions it is
especially important. Sometimes emotions run high and people aren't listening as
closely as we wish they would. It's vital you keep a paper trail of all communications,
and it will really come in handy should you be called as an
expert witness or as part of a mediation.
Have you ever been asked? Whats the tax rate on this home?
How have you answered?
We are making it simple!
Leverage our team and tools to help educatedly answer thew most common of questions! This is one of questions this tool assists with! If you want more information, a refresher, or would like training on this or other tools... CALL US TODAY!
So, whether you SELL, BUY, or REFI, Specify TEAM TITLE GUY!
Telling it how it is, and making things happen... Living on fire and not looking back!!! Jump on the train or get passed up!!! LETSDOTHIS! #CreateYourOwnLuck www.TeamTitleGuy.com 909-767-0718
Paul Davidson , USA TODAY Published 10:53 a.m. ET May 30, 2017 | Updated 8:36 a.m. ET May 31, 2017
These are heady days for American home sellers, with a report Tuesday showing that housing prices in March recorded their largest annual increase in nearly three years.
But the gains are inflicting more financial pain on home buyers, though the price run-up has fallen well short of the annual double-digit increases during the mid-2000s housing bubble.
Home prices across the U.S. were up 5.8% annually in March, up from 5.7% the prior month, according to the S&P CoreLogic Case-Shiller national index.Driving the increase were a longstanding shortage of both new and existing homes combined with steady job and income growth that's prompting more Americans to buy houses for the first time or trade up.
The pace of price gains has accelerated in 2017 after year-over-year increases held fairly steady at a healthy 5% or so from 2014 to 2016.
“Home buyer demand is sky high, inventory levels are near rock-bottom and home prices keep rising,” says Svenda Gudell, chief economist of real estate research firm Zillow.
In our Series of events with with be opening the conversation on Bankruptcy and how it impacts the real estate transaction. We are honored to have Jason Gaudy of Gaudy Law out with our Underwriters to discuss the implications, and how to work through these issues.
Class will be in session, and it is our goal to help our clients navigate through challenging transactions with ease through EDUCATION! Join Us for our next installment! #CreateYourOwnLuck
When
Tuesday, May 23, 2017 from 10:30 AM to 12:30 PM PDT Add to Calendar
Where
Red Hill Country Club
8358 Red Hill Country Club Dr. Rancho Cucamonga, CA 91730
Please join us for our monthly "Meeting of the Masters" class! Our topic will be; Understanding Probate from a Legal & Title Perspective. We will have some guest speakers including Probate Attorney Jason Gaudy of Gaudy Law! Hosted by Team Title guy of Ticor Title. Please RSVP!
Podcast of our Meeting with Masters BK & Real Estate!!! Next Class is coming up on May 23rd! Huge thank you to Aruna Rodrigo & CKB Vienna for the support today!!! Great Content! #Bankruptcy#RealEstate#TitleInsurance
In our Series of events with with be opening the conversation on Bankruptcy and how it impacts the real estate transaction. We are honored to have Aruna Rodrigo of CKBVienna out with our Underwriters to discuss the implications, and how to work through these issues.
In our Series of events with with be opening the conversation on Bankruptcy and how it impacts the real estate transaction. We are honored to have Aruna Rodrigo of CKBVienna out with our Underwriters to discuss the implications, and how to work through these issues.
DO YOU KNOW:
Difference Ch 7 & 13th
Whats TRULY been Discharged
About Automatic Stays?
Timelines
Does BK automatically kill a transaction?
Come out tomorrow. Hear, learn, and ASK QUESTIONS!
Property Research! Lean on us! We are here to help!
Leaders through Education:
We have a weekly series of trainings at our office.. If you or any of your colleagues would like to attender see the schedule, Like Us on FB, and look at the events tab for a full schedule of events!
Ryan J Orr Team Title Guy- Ticor Title 909-767-0718 ryanjorr@me.com
TeamTitleGuy.com
Customer Service
951-343-3809
Lori.McGurn@TicorTitle.com
Bankruptcy & Real Estate- Meetings w Masters
In our Series of events with with be opening the conversation on Bankruptcy and how it impacts the real estate transaction. We are honored to have Aruna Rodrigo of CKBVienna out with our Underwriters to discuss the implications, and how to work through these issues.
Class will be in session, and it is our goal to help our clients navigate through challenging transactions with ease through EDUCATION!
Evictions/Tenant Issues- from Legal & Title Perspective
A team of Eviction Attorneys breaking down the ins & outs of evictions and tenant issues, infused with the Title Team from Ticor tying in the way it can affect your real estate transaction. This class will apply to all who do real estate, manage properties or.. Feel free to bring your investor clients.. Max attendance first 100 RSVP's
Divorce Real Estate from a Legal & Title Perspective
Meetings with Masters is back!!! Once a month we will gather at Redhill Country Club to learn grow and help in the most common legal challenges in real estate! There is no charge for these classes, we are hopingthat through being a Strategic Busniess Partner that we can EARN your support and loyalty! These Classes are approx 1.5 hours in length.
LUNCH: Attendees are welcome and encouaged to stay for lunch after the meeting. Please be advised that Lunch is available but is not included. Since we are at a country club, please be advised that a 20% gratuity included in every check.
What: Randall Lewis to give Inland Empire Economic UpdateWhen: Jan 20th, 2017Where: West End Real Estate ProfessionalsCentral Park11200 Baseline Road, Etiwanda RoomRancho Cucamonga, Ca 91739
